No-Doc
Commercial Loans
Different loans for
different borrowers.
“No” Doc Loans
Simplified Underwriting
“No” Income Verification
“No” Asset Verification
“No” Tax returns needed
Flexible Term Loan
Loans customized to meet the individual needs of each investor.
Designed for investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
- 30-year fixed rate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors
- Based on property value, not personal income.
- Best alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
After Repair Value Professionals
A short-term solution for improving property value and maximizing rental appeal.
Designed for investors seeking a short-term, interest-only loan to maximize appreciation, flow of cash is stabilized , and minimize vacancies.
Key Features
- Allows various options for funding improvements based on the property’s “As Repaired Value.”
- Helps to increase market value, rental appeal, demand, and rental rates.
- Great for Investors that need a quick close.
- An interest-only, 1-year term to lower monthly payments.
- A higher LTV than hard money lenders.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Flexible Interest Only Loans
A short-term loan program of interest-only.
Designed for investors seeking short-term financing with no prepay penalties.
Key features
- An interest-only, 24-month term provides lower monthly payments.
- Available for purchase or cash-out refinance.
- Perfect for acquiring or leveraging real estate holdings.
- A higher LTV than hard money options.
Property types
- Single Family
- Condominiums
- Townhomes
- Small 2-4 Unit Apartments
High Equity 50 Loan
Loans with easy credit requirements and lower LTV’s.
Our High Equity 50 Loan is designed for investors with derogatory credit issues and high equity seeking easy credit qualifications quickly.
Key Features
- Streamlined underwriting.
- No seasoning of ownership required.
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Foreign Investor Loan
The perfect option for foreign real estate investors.
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a funding solution.
Key Features
- LTVs of up to 65%.
- No U.S. credit required.
- No seasoning of funds required.
- No other U.S. investment experience required
Property types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)